Compliance Transformation

Start Your Expedition

Compliance Transformation

In an increasingly regulated world, businesses face the challenge of continuously adapting to new regulatory requirements. Compliance transformation is therefore not a one-time project, but an ongoing task that requires strategic planning, adaptability, and a deep understanding of the regulatory environment. Particularly for Chief Compliance Officers (CCOs), it is crucial to have a clear overview of the current challenges and the necessity of effective compliance transformation.

Compliance Transformation

Consulting Expertise Compliance Transformation:

Compliance Strategy
ESG Transformation
Data Management
Change Management

Compliance Excellence

Consulting Expertise Compliance Excellence:

Compliance Management System
Implementation of regulations
Internal Control Systems (IKS)
ESG-Compliance
Anti-Money Laundering - AML
Anti-Fraud
Embargo
Financial Crime Risk Framework (FCRF)

Consulting Expertise Compliance Innovation:

Business Model Integration
ESG Management
Developed Technologies
Big Data & KI
Real Time Analytics
Automization / Robotics

Consulting Expertise Compliance Transformation:

Compliance Strategy
ESG Transformation
Data Management
Change Management

Compliance Excellence

Consulting Expertise Compliance Excellence:

Compliance Management System
Implementation of regulations
Internal Control Systems (IKS)
ESG-Compliance
Anti-Money Laundering - AML
Anti-Fraud
Embargo
Financial Crime Risk Framework (FCRF)

Consulting Expertise Compliance Innovation:

Business Model Integration
ESG Management
Developed Technologies
Big Data & KI
Real Time Analytics
Automization / Robotics

Overview

Strategy

Success Factors

In an economy increasingly governed by stringent regulations, businesses are confronted with the continuous challenge of adapting to new regulatory requirements. Compliance transformation is thus not a one-time project but an ongoing task that requires strategic planning, adaptability, and a profound understanding of the regulatory landscape. It is particularly crucial for Chief Compliance Officers (CCOs) to have a clear view of the current challenges and the necessity for effective compliance transformation.

A Strategic Imperative for CCOs

For CCOs, compliance transformation is much more than a regulatory necessity; it forms the foundation for the strategic and sustainable orientation of the company. Through the implementation of an effective Compliance Management System (CMS) based on solid data and advanced technologies, businesses can not only manage regulatory risks more effectively but also significantly improve their operational efficiency.

Strategic Integration and Alignment

The strategic integration of regulatory requirements into business management requires a profound transformation that goes beyond mere compliance with regulations. Compliance transformation involves a proactive approach where compliance is viewed as a key element of corporate strategy. This necessitates close collaboration between the compliance function and other business areas to ensure that regulatory considerations are integrated into the development of new products, services, and business models.

Dedicated change management
Development of a clear vision
Employee acceptance and empowerment
Targeted training concepts
A sustainable compliance strategy as the foundation

“

It is our role to ensure that compliance transformation is not just about meeting minimum standards, but about embedding enduring value and competitive advantage into the very fabric of your organization.

Daniel Lovric | CCO Advisory 4C GROUP

“

Your Benefits

Implementing a successful compliance transformation in your company brings a range of benefits that can enhance both operational efficiency and the company's reputation in the market:

Proactive Risk Management: Early identification and minimization of potential violations help avoid costly consequences and penalties.
Improvement of Internal Processes and Efficiency: Establishing a foundation for automated and data-driven compliance procedures leads to cost savings through more efficient processes, thereby increasing responsiveness to market and regulatory changes.
Strengthening Trust: Enhancing the trust of customers, investors, and regulatory authorities is essential for long-term business success and a positive corporate image.

Get in Touch

Compliance Change Management: Implementing Changes Successfully

For effective and sustainable implementation of compliance transformation, changes in compliance change management are inevitable. Employees must not only be brought on board with this process but also be made active participants in a new compliance culture. Collaboratively developing measures with business and operational units increases acceptance and, ultimately, the effectiveness of compliance.

Compliance change management is a critical step for any company to handle the constant evolution in the compliance sector. Implementing changes requires a systematic approach to ensure that the compliance transformation is both sustainable and successful.

Our Approach

Analysis

Analyze the existing compliance landscape to identify gaps and potential areas for optimization.

Strategy

Develop a tailored compliance strategy that addresses the specific needs and risks of the company.

Implemention

Implement technology solutions and process adjustments to enhance the efficiency and effectiveness of the Compliance Management System.

Monitoring and Adjustment

Conduct continuous monitoring and adjustments to adapt the compliance strategy to changing regulatory requirements and business conditions.

Client Testimonials

“

„The Banking industry is already following strong compliance and regulatory standards, however compliance management systems are yet not so established in other industry sectors. Dr. Heiko Mauterer and Daniel Lovric from 4C GROUP AG joined my team to give us a presentation on the recent market developments and covered the German Corporate Liability Act. The draft law will regulate the offenses by companies in a new way, allowing adjusted and significantly higher penalties regarding to the size of companies. On the other hand it takes penalty mitigation through effective Compliance Management Systems and internal investigations into account, offering the opportunity to make professional Compliance Management a real asset [...].“

Anna Issel Head Anti-Financial Crime International Private Bank at Deutsche Bank

“

Why 4C?

Why We Are Your Ideal Partner for Compliance Transformation

As a management consultancy, we possess extensive experience and expertise in guiding compliance transformation projects. With a holistic approach that spans from strategic planning to operational implementation, we ensure that your compliance strategy not only meets current requirements but also prepares your company for future challenges. By combining cross-industry knowledge with the latest technologies, we offer customized solutions that make your compliance processes more efficient, effective, and future-proof. Let us lay the foundation together for a successful and sustainable compliance transformation.

Get in Touch

Your Experts

Daniel Lovric

Partner

daniel.lovric∂4cgroup.com

To profile

Lucas Bueckemeyer

Manager Banking & Compliance

lucas.bueckemeyer∂4cgroup.com

To profile

Dr. Heiko Mauterer

Senior Partner

heiko.mauterer∂4cgroup.com

To profile

Feel Free to Contact us

We would like to point out that this website offers only a limited insight into our services. Our expertise and full range of capabilities cannot be completely represented on this platform. For personalized consultation and to address your specific concerns in the best possible way, we warmly invite you to contact us directly so that we can offer you tailored solutions.

Thank you for your trust. We look forward to hearing from you.

Claudia Bauer

Head of Marketing & Business Development

+49 89 599 882 0

kontaktaufnehmen∂4cgroup.com

To profile

Maike Ring

Expert Marketing & Business Development

+49 89 599 882 0

kontaktaufnehmen∂4cgroup.com

To profile

Cookie	Category	Description	Persistency
PHPSESSID Session Cookie Persistency: Until the end of the session	Necessary	Session Cookie	Until the end of the session
resolution Saves the resolution of your browser for providing correct media data (e.g. images) Persistency: Until the end of the session	Necessary	Saves the resolution of your browser for providing correct media data (e.g. images)	Until the end of the session
sf_cookies Cookie settings Persistency: 12 months	Necessary	Cookie settings	12 months

Cookie	Category	Description	Persistency
CGIC This is used to provide search results by auto-completing search queries based on a user's initial input. Persistency: 6 months	Functional	This is used to provide search results by auto-completing search queries based on a user's initial input.	6 months
CONSENT This is used to recognize whether the visitor has accepted the marketing category in the cookie banner. Persistency: 2 years	Functional	This is used to recognize whether the visitor has accepted the marketing category in the cookie banner.	2 years
DEVICE_INFO This is used to track the user's interaction with embedded content. Persistency: 5 months, 26 days	Functional	This is used to track the user's interaction with embedded content.	5 months, 26 days
googtrans This cookie is used to save language settings. Persistency: Session	Functional	This cookie is used to save language settings.	Session
NID Google Maps - This cookie is used to save the user settings. Persistency: 6 months	Functional	Google Maps - This cookie is used to save the user settings.	6 months
pm_sess This is used to maintain your browser session. Persistency: 30 Minutes	Functional	This is used to maintain your browser session.	30 Minutes
PREF This cookie saves basic settings e.g. such as the choice of language, search format results, display of information. Persistency: 2 years	Functional	This cookie saves basic settings e.g. such as the choice of language, search format results, display of information.	2 years
PREF This is used to store information such as your preferred page configuration and playback settings such as explicit autoplay options, random mix and player size. Persistency: 8 months	Functional	This is used to store information such as your preferred page configuration and playback settings such as explicit autoplay options, random mix and player size.	8 months
remote_sid This serves the implementation and functionality of YouTube video content on the website. Persistency: Session	Functional	This serves the implementation and functionality of YouTube video content on the website.	Session
test_cookie This is a test for the cookie setting permissions in the user's browser. Persistency: 1 day	Functional	This is a test for the cookie setting permissions in the user's browser.	1 day
UULE This is used to determine the geographical location of the user. Persistency: 6 hours	Functional	This is used to determine the geographical location of the user.	6 hours
YEC This is used to save the video player settings of the user with embedded YouTube video. Persistency: 1 year, 1 month	Functional	This is used to save the video player settings of the user with embedded YouTube video.	1 year, 1 month
YSC This is set by the video service YouTube on pages with embedded YouTube videos. Persistency: Session	Functional	This is set by the video service YouTube on pages with embedded YouTube videos.	Session
_ga Google Analytics: Registers a unique ID, which will be used to generate statistical data like how the user uses the website. Persistency: 2 years	Functional	Google Analytics: Registers a unique ID, which will be used to generate statistical data like how the user uses the website.	2 years
_gid Google Analytics: Registers a unique ID, which will be used to generate statistical data like how the user uses the website. Persistency: 1 day	Functional	Google Analytics: Registers a unique ID, which will be used to generate statistical data like how the user uses the website.	1 day

Cookie	Category	Description	Persistency
1P_JAR Cookies are set via embedded YouTube videos: Register anonymous statistical data e.g. frequency of viewing the video (no collection of sensitive data if you are not logged in with the Google account) Persistency: Session	Marketing	Cookies are set via embedded YouTube videos: Register anonymous statistical data e.g. frequency of viewing the video (no collection of sensitive data if you are not logged in with the Google account)	Session
APISID Cookies are set via embedded YouTube videos: Register anonymous statistical data e.g. frequency of viewing the video (no collection of sensitive data if you are not logged in with the Google account) Persistency: Session	Marketing	Cookies are set via embedded YouTube videos: Register anonymous statistical data e.g. frequency of viewing the video (no collection of sensitive data if you are not logged in with the Google account)	Session
CONSENT Cookies are set via embedded YouTube videos: Register anonymous statistical data e.g. frequency of viewing the video (no collection of sensitive data if you are not logged in with the Google account) Persistency: Session	Marketing	Cookies are set via embedded YouTube videos: Register anonymous statistical data e.g. frequency of viewing the video (no collection of sensitive data if you are not logged in with the Google account)	Session
GPS Cookies are set via embedded YouTube videos: Register anonymous statistical data e.g. frequency of viewing the video (no collection of sensitive data if you are not logged in with the Google account) Persistency: Session	Marketing	Cookies are set via embedded YouTube videos: Register anonymous statistical data e.g. frequency of viewing the video (no collection of sensitive data if you are not logged in with the Google account)	Session
HSID Cookies are set via embedded YouTube videos: Register anonymous statistical data e.g. frequency of viewing the video (no collection of sensitive data if you are not logged in with the Google account) Persistency: Session	Marketing	Cookies are set via embedded YouTube videos: Register anonymous statistical data e.g. frequency of viewing the video (no collection of sensitive data if you are not logged in with the Google account)	Session
NID Cookies are set via embedded YouTube videos: Register anonymous statistical data e.g. frequency of viewing the video (no collection of sensitive data if you are not logged in with the Google account) Persistency: Session	Marketing	Cookies are set via embedded YouTube videos: Register anonymous statistical data e.g. frequency of viewing the video (no collection of sensitive data if you are not logged in with the Google account)	Session
OGPC Cookies are set via embedded YouTube videos: Register anonymous statistical data e.g. frequency of viewing the video (no collection of sensitive data if you are not logged in with the Google account) Persistency: Session	Marketing	Cookies are set via embedded YouTube videos: Register anonymous statistical data e.g. frequency of viewing the video (no collection of sensitive data if you are not logged in with the Google account)	Session
OTZ Cookies are set via embedded YouTube videos: Register anonymous statistical data e.g. frequency of viewing the video (no collection of sensitive data if you are not logged in with the Google account) Persistency: Session	Marketing	Cookies are set via embedded YouTube videos: Register anonymous statistical data e.g. frequency of viewing the video (no collection of sensitive data if you are not logged in with the Google account)	Session
pigeon_state This is used to unlock Instagram content. Persistency: Session	Marketing	This is used to unlock Instagram content.	Session
PREF Cookies are set via embedded YouTube videos: Register anonymous statistical data e.g. frequency of viewing the video (no collection of sensitive data if you are not logged in with the Google account) Persistency: Session	Marketing	Cookies are set via embedded YouTube videos: Register anonymous statistical data e.g. frequency of viewing the video (no collection of sensitive data if you are not logged in with the Google account)	Session
SAPISID Cookies are set via embedded YouTube videos: Register anonymous statistical data e.g. frequency of viewing the video (no collection of sensitive data if you are not logged in with the Google account) Persistency: Session	Marketing	Cookies are set via embedded YouTube videos: Register anonymous statistical data e.g. frequency of viewing the video (no collection of sensitive data if you are not logged in with the Google account)	Session
SID Cookies are set via embedded YouTube videos: Register anonymous statistical data e.g. frequency of viewing the video (no collection of sensitive data if you are not logged in with the Google account) Persistency: Session	Marketing	Cookies are set via embedded YouTube videos: Register anonymous statistical data e.g. frequency of viewing the video (no collection of sensitive data if you are not logged in with the Google account)	Session
SIDCC Cookies are set via embedded YouTube videos: Register anonymous statistical data e.g. frequency of viewing the video (no collection of sensitive data if you are not logged in with the Google account) Persistency: Session	Marketing	Cookies are set via embedded YouTube videos: Register anonymous statistical data e.g. frequency of viewing the video (no collection of sensitive data if you are not logged in with the Google account)	Session
SSID Cookies are set via embedded YouTube videos: Register anonymous statistical data e.g. frequency of viewing the video (no collection of sensitive data if you are not logged in with the Google account) Persistency: Session	Marketing	Cookies are set via embedded YouTube videos: Register anonymous statistical data e.g. frequency of viewing the video (no collection of sensitive data if you are not logged in with the Google account)	Session
_fbp Facebook Pixel Persistency: 90 days	Marketing	Facebook Pixel	90 days
_gcl_au Google Tag Manager Persistency: 90 days	Marketing	Google Tag Manager	90 days
_hjFirstSeen This is set to identify the first session of a new user. Persistency: Session	Marketing	This is set to identify the first session of a new user.	Session
_hjid Hotjar cookie that is set when the customer lands on a page with the Hotjar script for the first time: Stores unique Hotjar user ID in the browser. Persistency: 1 year	Marketing	Hotjar cookie that is set when the customer lands on a page with the Hotjar script for the first time: Stores unique Hotjar user ID in the browser.	1 year
_hjSessionUser_site_id Cookie is set when a user lands on a page with the Hotjar script for the first time. It is used to retain the Hotjar user ID unique to that site in the browser. Persistency: 1 year	Marketing	Cookie is set when a user lands on a page with the Hotjar script for the first time. It is used to retain the Hotjar user ID unique to that site in the browser.	1 year
_hjSession_site_id This cookie stores the current session data. Persistency: 30 Minutes	Marketing	This cookie stores the current session data.	30 Minutes

Compliance Transformation

Start Your Expedition