If we can talk about the most important consequence resulting from different industry specific crisis (e.g. banking crisis, dieselgate), it is certainly the rise of the regulatory management discipline. With the drastic sanctioning of systematic and individual violations against a simultaneously growing number of non-trivial regulations, this discipline has achieved a complexity that can not only influence the risk profile but more important the profitability of a company or business model. Non-compliance has become the showstopper of many products / services and of course management careers culminating frequently in drastic individual sanctions from outside and inside a corporation. It is therefore on the top management agenda. The question now is: With which products or services and in which markets can a company generate profit in the long term - under strict adherence to regulatory requirements and the law?
An effective but also efficient regulatory management has become a core successor. It involves a multitude of frequently changing technical, technical and organizational changes, which must be strategically and tactically / operationally controlled, the costs of implementation and operation should not systematically reduce the bank's revenues. That is why we speak of the Chief Regulatory Management Office (CRegO).
4C GROUP offers a CRegO support in core area with high risk potential: compliance, anti-money laundering (AML), embargoes & sanctions as well as anti-fraud, anti-bribery, anti-corruption) as well as regulatory management change initiatives. By combining professional with methodical know-how as well as with many years of experience, 4C creates added value within the framework of an efficient and on-target implementation. In addition, we are actively involved in the potential impact and opportunities of digitization in regulatory management and are actively pursuing RegTech solutions that can drastically reduce the risks and operational costs of our customers by proactively monitoring regulatory compliance. We call that regulatory excellence.
Regulatory Management overview competenciesDownload (183 KB)
Current topics for CRegO
Fighting fraud and corruption, Anti money laundering, Regulatory Technology, Compliance
Our experts for CRegO topics
Get in touch with us through Xing or LinkedIn
Dr. Heiko Mauterer
Master of Engineering and Business Administration
In consulting creating benefit for a customer is considered to be a given. In practice, this is not necessarily the case. At least according to Dr. Heiko Mauterer's experience in several management positions in banking. Creating true value is a key concept for him, that determines his thinking as well as his work with his clients. If applicable, all benefit aspects - in his eyes - are to be quantified and made measurable. And that's also not self-evident.
Heiko Mauterer has outstanding experience in financial services and focuses on regulatory management, Human Resources, digitization, operations and project management.
Diplom Business Data Processing Specialist
Customers expect today far more than project management and methodological skills from their consultant imposing modified and additional requirements on a consultant's role. Expert skills and transformational competences combined with industry experience and the mandatory overall view are capabilities Daniel Lovric actively contributes to his consulting work with great enthusiasm. These are the decisive prerequisites for a true added value and ultimately for the client's bottom-line results.
Daniel Lovric has extensive experience in the financial services sector and focuses strongly on regulatory management, including regulatory framework, regulatory IT management, risk reporting, predictive risk management and fraud detection (RegTech).